TikToker's $1,137 Student Loan Payment: A Path to Forgiveness?

Student Loan Debt: One Man's Journey to Forgiveness Millions of Americans struggle with student loan debt. One TikToker, Bradley On A Budget (@baddie.brad), recently shared his experience navigating the Public Service Loan Forgiveness (PSLF) program. His video, uploaded on May 28th, 2025, details a significant increase in his monthly payment from $915 to $1,137. This increase, he explains, is a necessary step to qualify for loan forgiveness. "When your student loan payment is more than some people’s mortgage," Bradley says in the video, highlighting the financial burden. His mother, a nurse, co-signed the loan and worked with him to consolidate it under her name to meet PSLF requirements. The consolidation, completed last July, increased the monthly payment but also put them closer to loan forgiveness. Bradley's video shows screenshots of his loan statement, detailing the current balance and the number of qualifying payments made. He estimates that he'll need to make payments for another year or two before the loans are forgiven. His story offers a glimpse into the complexities and challenges of the PSLF program and highlights the importance of understanding the program's requirements. Bradley's video has gained significant traction, demonstrating the public's interest in this topic. His willingness to share his personal experience provides a relatable and informative perspective on the PSLF program, offering hope to others facing similar financial challenges.