Erika Kullberg
How To Budget for Beginners - Erika Kullberg
Budgeting doesn't limit your control over your money — it actually gives you control. By making a plan, you can find financial freedom.
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Millionaire Shares 9 Unexpected Habits That Saved Her Fortune
In a recent viral video, financial expert Erika Kullberg, known as Money Lawyer Erika, revealed nine spending habits she abandoned to accumulate wealth. Kullberg, who identifies as a millionaire, detailed her practical approach to finances, offering insights into how everyday choices can significantly impact one's financial standing. Among the key changes, Kullberg stopped purchasing gym memberships, advocating for free online workouts. She also ceased buying bulk items from stores like Costco, noting that for a two-person household, many products would expire before being used. Instead of new books, she utilizes the free Libby app through her local library. Kullberg also highlighted her shift away from online clothes shopping and buying 'aspirational clothing,' emphasizing a practical approach to her wardrobe. She now 'travel hacks' using credit card points for flights, avoiding direct flight purchases. To curb impulse buying, she implemented a '7-day rule' for non-essential items. Furthermore, she prioritizes utility over brand names, opting for functional items regardless of designer labels, and refrains from buying holiday gifts, a practice she might reconsider if she has children. Her advice underscores a minimalist and utility-focused approach to spending.
