One QR Code to Rule Them All: Kazakhstan's New Payment System

Kazakhstan to Launch Unified QR Code Payment System in August 2025 Kazakhstan is set to revolutionize its digital payment landscape with the launch of a unified QR code system in August 2025. This initiative, part of a broader plan to modernize the nation's financial infrastructure, will allow customers to pay with any banking app, regardless of the merchant's terminal. "Imagine: one QR code, and you can pay through any banking application, regardless of the seller's terminal," explains Gulnaz Teleuova, a financial expert featured in a recent video explaining the change. Major banks like Halyk, Freedom, Forte, and CenterCredit are already on board, with full participation mandated for all by 2026. This move promises increased convenience for consumers and streamlined operations for businesses. The unified system is expected to significantly boost digital transactions and contribute to Kazakhstan's ongoing digital transformation.