Unpacking the True Cost of Living in the USA: A New Jersey Perspective

New Jersey Resident Details High Cost of Living in the USA New Jersey, USA - A recent online video shared by a resident of New Jersey, known as IzzyPotoczna, sheds light on the significant financial burden of living in the United States, particularly for those residing in states like New Jersey. The creator provided a detailed breakdown of common monthly expenses, challenging the perception of an 'American Dream' where financial ease is guaranteed. According to IzzyPotoczna, car insurance in New Jersey can range from $200 to $400 per month, with her personal premium being $300. Car payments, whether through leasing or credit, typically fall between $400 and $500 monthly, a cost that has reportedly seen a recent increase. Fuel, while not as prohibitive as other expenses, costs approximately $40 for a full tank. Housing is presented as a major expense, with one or two-bedroom apartments often exceeding $2,000 per month. Health insurance is another substantial cost, requiring private coverage for most individuals, though employers may offer some assistance. IzzyPotoczna stated her combined dental and health insurance costs her $200 per month. She noted that individuals with low incomes might receive state-sponsored health insurance, incurring no personal cost. The video also highlighted the challenges of living on the minimum wage, which in New Jersey is $16 per hour. The creator emphasized that earning enough to cover all these expenses while living alone is extremely difficult, leading many to opt for shared living arrangements with partners or family members to manage the high monthly costs.

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