Dad's Clever Credit Card Hack: Son Achieves 715 Credit Score in Months

Texas dad, Quinn Pratt, shares a unique graduation gift that helped his son achieve a 715 credit score in a short time. The method involves using multiple secured credit cards strategically to build credit. "Instead of a car or a big sum of money, I gave him the knowledge of money management and a secured credit card," says Pratt. He explains that by using the lowest-limit card first and paying it off with the next, and so on, his son was able to build credit rapidly. This method, while seemingly complex, is described as surprisingly simple to execute. Pratt cautions against using credit cards that don't allow for inter-card payments. This practical approach to credit building offers valuable insights for those looking to improve their financial standing.