Debt-Free Living: Five Habits to Ditch for Financial Freedom

Harriet, a financial coach and advocate for debt freedom, recently shared her personal strategies for maintaining a debt-free lifestyle in a new video. Having successfully paid off over £120,000 in debt, including her mortgage, Harriet outlined five specific purchases she has eliminated from her spending habits, offering practical insights for others on their financial journeys.Among the items she no longer buys are clothes for a "future body," emphasizing the importance of embracing one's current self. She also cut back on excessive phone data, tracking her usage to avoid unnecessary expenses. Harriet highlighted the cessation of "random Amazon must-haves," advocating for intentional purchasing over impulse buys driven by good reviews. Furthermore, she stopped rewarding herself with "treats after a hard day's work" that previously led to spending sprees, instead focusing on not setting herself back financially. Lastly, she eliminated plastic storage bins used to organize clutter, realizing she was "literally paying money to store my clutter."Harriet encourages viewers to reflect on their own spending habits and identify items they refuse to spend money on. She is also developing a "Freedom Finance Toolkit" to provide practical tools for individuals embarking on their debt freedom journey.