DV
Arnar segir þetta vera bölvaðan ósið í fjármálum - „Þú ert einfaldlega að tapa …
Fjármálaverkfræðingurinn Arnar Þór Ólafsson deildi fimm fjármálaósiðum í myndbandi á TikTok. „Ég hef orðið var við slæma ávana hjá fólki undanfarið þ…
24
2k
167
38k
Financial Expert Auratal Identifies Four Common Money Mistakes to Avoid
Reykjavik, Iceland – Financial expert Auratal has recently released a video outlining four prevalent financial missteps that individuals often make, urging viewers to adopt healthier financial practices. The video, which has garnered significant attention online, aims to enhance financial literacy among the public.Auratal emphasizes the pitfalls of consumer loans, particularly for items that depreciate rapidly. "If you take out a loan for things like expensive phones or other electronics, it’s safe to say the consumer bottom has been reached," states the expert, highlighting the hidden costs often associated with seemingly "interest-free" loans.Another key piece of advice revolves around managing funds in debit accounts. Auratal points out that leaving substantial amounts of money in a debit account means missing out on potential investment opportunities. "When you let your money sit in a debit card account, you are missing out on investment opportunities, for example, a savings account that often pays many times higher interest than a regular debit account," he explains.The expert also addresses the common issue of having savings while simultaneously being in overdraft. According to Auratal, if one is in overdraft, settling that debt should be an absolute priority, using available savings if necessary. Finally, the video advises against paying bills too early, suggesting that money should instead be kept in a savings account until the payment due date to maximize interest earnings. "You are simply losing money by paying bills ahead of time," Auratal concludes, advocating for strategic financial management to prevent unnecessary losses.
