Mexico City, Mexico – For many Mexican workers, navigating the complexities of the Mexican Social Security Institute (IMSS) and its pension system can be a daunting task, especially after periods of non-contribution. A recent informational video by 'Corporativo_MSN' sheds light on how individuals can manage their IMSS contributions to secure their retirement. The video, featuring an expert from '@ladamadelaseguridadsocial', explains that the first crucial step is to determine which Social Security Law applies to an individual: Law 73 or Law 97. This distinction hinges on whether contributions began before or after July 1, 1997. Those who started contributing before this date fall under Law 73, while those who began afterwards are under Law 97. Following this, individuals are advised to verify their total number of contributed weeks through the SISEC IMSS system. This information is vital for understanding eligibility requirements under their respective law. For instance, Law 73 typically requires 500 weeks of contributions, whereas Law 97 requires between 750 and 1,000 weeks, with an increasing minimum number of weeks each year until 2031. Once these details are ascertained, the video outlines two primary paths for individuals with periods of non-contribution. They can choose to resume contributions to meet the requirements for a pension, or, if they are 60 years or older and do not meet pension requirements, they may opt to withdraw all their accumulated funds from their Afore (retirement fund administrator) in a single exhibition, often in cases of a pension denial.
Si cotizaste en el IMSS pero llevas tiempo sin hacerlo, es crucial identificar la ley del seguro social que te aplica: la Ley 73 (si cotizaste antes …
