
Andrés Millán, abogado laborista: «Nunca me jubilaría 24 meses antes, como much…
«Hay gente que se jubila dos años antes por puro desgaste emocional, sin saber que eso le costará varios cientos de euros al mes de por vida»
Early Retirement in 2025: A Costly Decision? Planning for retirement is crucial, and understanding the financial implications of early retirement is paramount. In 2025, the Spanish pension system imposes significant reductions on pensions for those who retire early. A recent video highlights this, using a table to illustrate the penalties. "The reduction in your pension can be as high as 21% if you retire 24 months early," explains Lawtips, a financial advisor. The presenter emphasizes that even delaying retirement by a month can significantly reduce the penalty. The video also touches upon the eligibility criteria, requiring at least 35 years of contributions and a resulting pension exceeding the minimum for 65-year-olds. While early retirement may seem appealing, the video serves as a stark reminder of the associated financial costs, encouraging careful planning and consideration before making this decision.
«Hay gente que se jubila dos años antes por puro desgaste emocional, sin saber que eso le costará varios cientos de euros al mes de por vida»
«Hay gente que se jubila dos años antes por puro desgaste emocional, sin saber que eso le costará varios cientos de euros al mes de por vida»
Elegir el mejor momento para retirarse puede traducirse en cobrar una pensión mucho más elevada