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German Cash Culture: An Expat's Insight into Payments and Preferences
A Spanish expatriate living in Germany, Mario, has shed light on a prevalent cultural practice in the country: the strong preference for cash payments. In a recent video, Mario, who resides in Herrenberg, Baden-Württemberg, explained that while Germans possess credit and debit cards, many frequently choose to pay with physical currency. He noted that numerous local businesses, including various shops and eateries, exclusively accept EC cards or cash, advising visitors and residents alike to always carry cash. Mario further highlighted an intriguing aspect of German financial regulations, stating, "There is no limit to paying in cash here." He recounted a personal experience where a potential buyer for his caravan offered a substantial sum of €25,000 in cash. Mario, however, opted for a bank transfer, citing his use of online-only neobanks like Comdirect and N26, which do not handle large cash deposits. This insight provides a valuable perspective on the unique financial habits that distinguish Germany within the broader European context.
